Sending money home costs more than the fee.
Every provider also changes your exchange rate in its own favour. Fee plus that hidden cost is the real price. That's what this page checks.
Where are you sending money?
How much are you sending?
What arrives—
Kept by the provider—
What you'd get at the real exchange rate—
Every option, best first
Cost to send, last 30 days
Does the cheapest option change
How to avoid the new 1% US transfer tax
Since January 1, 2026, a US law taxes some transfers sent abroad at 1%. This only applies if you pay with cash, a money order, or a cashier's check at a counter. Paying from a bank account, a US debit or credit card, or most digital wallets is exempt. Every number on this page assumes bank-account funding, so none of them include this tax. If you're paying cash, add about 1% of the amount you send. Read the IRS notice.
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Run
python scripts/collect.py and commit the files it writes to
docs/data, or wait for the hourly job to do it.